[Remote] Software Engineer, Risk
Note: The job is a remote job and is open to candidates in USA. OnePay is a consumer fintech company that aims to improve the financial system for millions of Americans. As a Software Engineer on the Risk Team, you will build backend services for fraud detection and identity verification, ensuring the security of customer transactions.
Responsibilities
- Build resilient backend services that power fraud detection, identity verification, and transaction monitoring at scale
- Develop, test, and maintain backend services and APIs that enable real-time risk and fraud prevention
- Partner with product managers, and other engineers to design and deploy systems that protect customer accounts and transactions
- Implement integrations with third-party risk and compliance platforms, ensuring seamless and secure data flows
- Contribute to architectural decisions that balance scale, security, and reliability across sensitive financial systems
- Build clear documentation to support collaboration, transparency, and operational excellence
Skills
- 3+ years of professional experience in backend engineering, ideally within fintech, payments, or external customer facing systems
- Proficiency in building and maintaining APIs, microservices, and distributed systems
- Familiarity with cloud infrastructure (AWS, Kubernetes, or similar) and database technologies
- Drive and proactivity – everyone here is a builder and executor
- Experience working with risk, fraud, or compliance systems is a plus
Benefits
- Competitive base salary, stock options, and health benefits from Day 1
- 401(k) plan with company match
- Remote-friendly (US), flexible time off (FTO), and opportunities for growth
- A high-growth, mission-driven, inclusive culture where your work has real impact
Company Overview
Company H1B Sponsorship